In today’s world, having a credit card that offers great deals is a must. Whether it’s getting a low APR, cash back on purchases, or points for using it while flying from one place to another, people are always on the lookout for a better deal. As 2016 gets underway, cardholders across the nation are looking for the best credit card deals they can find. While there are hundreds of offers from which to choose, here are three deals that deserve serious consideration.
Chase Sapphire Preferred
Named as one of the best credit cards for travel by MONEY Magazine, the Chase Sapphire Preferred card is widely viewed as the best card to have if you plan on traveling around the world. Once an account is opened, you can earn as many as 50,000 bonus points if you spend at least $4,000 on purchases within the first 90 days. In addition, it doubles the points earned on travel and dining in restaurants, while offering one point for every dollar that is spent on all other purchases. Allowing people to travel with confidence, the card offers various types of insurance including Trip Cancellation or Interruption insurance, Purchase Protection, and more. With an annual fee of $0 the first year, it’s a real bargain.
When it comes to balance transfers, the Chase Slate card can’t be beat. Another favorite of MONEY Magazine, it’s been voted the Best Credit Card for Balance Transfers the past three years. Along with this, it has a very popular feature known as No Penalty APR. With this feature, the APR won’t go up if a payment is late, helping cardholders avoid unnecessary interest and other penalties. And to make the balance transfer even more attractive, the card has a $0 introductory balance transfer fee during the initial 60 days for any balance transfers made in that time period.
American Express Blue Cash Preferred
Not to be outdone by Chase, American Express also offers some great deals with its Blue Cash Preferred card. Though it has an annual fee of $75, it also has an introductory APR of 0% on balance transfers and purchases for 15 months. And to top it off, this card has a three percent cash back deal on gas purchases and six percent cash back on groceries.
By taking advantage of the offers these cards provide to their customers, it’s possible to not only save money on balance transfers and traveling, but also doing simple tasks like filling up the car and buying groceries for the family.